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Treatment finance for patients in the United Kingdom

Finance for patients in the United Kingdom

Treatment finance for patients in the United Kingdom

Treatment finance for patients in the United Kingdom

Treatment finance for UK residents: Finance Health Group arranges finance of up to £5,000 over up to 24 months for medical and dental treatment at partner hospitals and clinics, repaid in fixed monthly instalments to the finance provider. Representative 21.9% APR (fixed). Finance Health Group Ltd is a credit broker, not a lender, authorised and regulated by the Financial Conduct Authority (FRN 915721). Credit is subject to status.

At a glance

Who can applyResidents of the United Kingdom aged 18 or over
Finance providerUK-authorised consumer credit provider introduced by Finance Health Group Ltd (credit broker, FCA FRN 915721)
AmountUp to £5,000
TermUp to 24 months, fixed monthly repayments
Interest and feesRepresentative 21.9% APR (fixed). Example: £5,000 over 24 months, 24 × £254.40, total payable £6,105.60. No fee is charged to you by Finance Health Group for the credit broking.
Deposit FeeA Deposit Fee, usually 10% of the approved amount, is deducted from the payout and applied towards your treatment package. See the Refund Policy.
Credit checkThe finance provider carries out its own credit and identity checks and tells you before any search is recorded on your credit file.
DocumentsProof of identity and residence; the provider may ask for proof of income or a bank account in your name.
How to applyYour partner hospital, clinic or agency emails you a secure application link; you apply online with the finance provider and usually receive an instant decision.
What it pays forMedical and dental treatment at partner hospitals and clinics; the clinic, not Finance Health Group, provides the treatment.
Your protectionRegulated consumer credit agreement under the Consumer Credit Act 1974 and FCA rules; complaints may be referred to the Financial Ombudsman Service. See Complaints.

Finance Health Group helps UK residents spread the cost of medical and dental treatment at partner hospitals and clinics. Finance Health Group Ltd is a credit broker, not a lender, authorised and regulated by the Financial Conduct Authority (FRN 915721).

Maximum amount Up to £5,000
Maximum term Up to 24 months
Currency GBP
Who can apply UK residents aged 18 or over, subject to status

Representative example: borrowing £5,000 over 24 months at a representative 21.9% APR (fixed). 24 monthly repayments of £254.40. Total amount payable £6,105.60. Total cost of credit £1,105.60.

How it works

  1. Your hospital, clinic or agency sends you a finance application link by email.
  2. You apply online with the lender, who gives you a decision, usually instantly.
  3. Once approved, your treatment goes ahead.

A Deposit Fee, usually 10% of the approved amount, is applied towards your treatment package and deducted from the treatment price. See our Terms and Conditions for details.

See partner hospitals and clinics · Frequently asked questions · All countries · Guide: can UK residents finance dental treatment abroad?

Other countries: United States · Canada · Germany

Content reviewed by David McKenzie, Finance Health Group Ltd (FCA FRN 915721). Last reviewed: 18 October 2026.