Treatment finance for residents of Finland: Finance Health Group arranges instalment finance through regulated third-party finance providers so patients in Finland can spread the cost of medical and dental treatment at any partner hospital or clinic they choose. The provider shows the exact cost, including any interest, before you agree. Finance Health Group is a credit broker, not a lender; credit is subject to status.
| Who can apply | Residents of Finland aged 18 or over |
|---|---|
| Finance providers | Regulated third-party finance providers – up to €10,000, depending on the provider |
| Term | Up to 36 months; instalment schedules are set by the provider |
| Interest and fees | Depends on the provider and your application. The provider shows the full cost, including any interest, before you agree. |
| Management Fee | A Management Fee, usually 10% of the approved amount, is deducted from the payout. Once the lender has approved your finance and you have signed the Finance Agreement, it is non-refundable, whether or not the payout has been made, including if you cancel your treatment or ask for a refund. 💡 Tip: Your hospital or clinic may deduct all or part of the Management Fee from your final treatment price. Just ask your treatment coordinator whether they can apply this discount. See the Refund Policy. |
| Credit check | The finance provider carries out its own credit and identity checks and tells you before any search is recorded on your credit file. |
| Documents | Proof of identity and residence, and a bank account in your name. Income: declare your total gross household income (no supporting documents are required). |
| How to apply | Your FHG partner hospital, clinic or agency emails you a secure application link; you apply online with the finance provider and usually receive an instant decision. |
| What it pays for | Medical and dental treatment at any partner hospital or clinic you choose; the clinic, not Finance Health Group, provides the treatment. |
| Your agreement | Your credit agreement is with the provider and is governed by the consumer credit rules that apply to it. The provider explains your rights, including any right of withdrawal, before you sign. |
Finance Health Group helps residents of Finland spread the cost of medical and dental treatment at any partner hospital or clinic they choose. Finance Health Group Ltd is a credit broker, not a lender, authorised and regulated by the UK Financial Conduct Authority (FRN 915721). Finance is provided by regulated third-party finance providers.
| Finance providers and maximum amounts | Regulated third-party finance providers – up to €10,000, depending on the provider |
| Maximum term | Up to 36 months |
| Currency | EUR |
| Who can apply | Residents of Finland aged 18 or over, subject to status |
Limits, terms and the cost of credit depend on the finance provider and your application. The provider shows you the exact cost, including any interest, before you agree. Amounts shown are maximums and are illustrative only.
A Management Fee, usually 10% of the approved amount, is deducted from the payout. Your partner may apply all or part of it as a discount, in line with your quotation – just ask your treatment coordinator. See clauses 7.2 and 7.6 of our Terms and Conditions for details.
Frequently asked questions · All countries
Other countries: United Kingdom · United States · Canada · Germany · Austria · Switzerland · Ireland · Netherlands · Belgium · Spain · Portugal · Italy · France · Sweden · Norway · Australia · New Zealand
Finance is subject to status and provider approval.
Content reviewed by David McKenzie, Finance Health Group Ltd (FCA FRN 915721). Last reviewed: 28 October 2026.
