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How it works

International Medical & Dental Financing Solutions

How it works

How It Works

Simple steps to start your treatment journey

At Finance Health Group, we help make international treatment access simpler, clearer, and more manageable. Through our coordination model, eligible patients may explore flexible finance options connected to selected partner hospitals and clinics.

Finance Health Group US Ltd does not provide credit directly and does not act as the lender. Where finance is available, applications are processed through authorised finance intermediaries, authorised credit brokers, or third-party finance providers, subject to eligibility, approval, and local requirements.


Step 1: Check Your Eligibility

Complete the online finance application through the approved application pathway.

If your application progresses to the stage where you are invited to sign the finance agreement, this usually means that you have passed the eligibility stage and finance may be available to you, subject to the final terms of the finance provider.

Before signing your finance agreement, you should carefully check your treatment plan and final treatment quotation with your chosen hospital or clinic. This is your opportunity to confirm that the treatment details, total cost, payment structure, and any applicable terms are correct before you proceed.

Finance is subject to eligibility, approval, affordability checks, country availability, and the terms of the relevant finance provider.


Step 2: Choose Your Partner Hospital

Select an approved partner hospital or clinic from our partner network and confirm your treatment plan and quotation.

When you choose a hospital or clinic from our partner network, there is no additional administrative fee charged to the patient by Finance Health Group. The partner hospital or clinic reflects the agreed finance and settlement structure within the treatment quotation, helping patients access treatment without an extra standalone coordination cost.

If the hospital or clinic where you wish to receive treatment is not currently part of our partner network, Finance Health Group may still be able to support your treatment journey. In such cases, a 10% administrative fee may apply for coordination, finance processing support, and settlement administration. This will be clearly disclosed before you proceed.


Step 3: Sign Your Finance Agreement

If approved, the patient reviews and signs the finance agreement directly through the approved finance provider or authorised channel.

The finance agreement is separate from the medical or dental treatment agreement. Treatment is provided by the selected hospital or clinic under its own terms and conditions.

Before signing, patients should carefully review the repayment amount, repayment term, interest rate where applicable, total amount payable, cancellation rights, and all finance terms provided by the relevant finance provider.


Step 4: Start Your Treatment

Once the finance, administrative, and settlement steps are complete, the patient may proceed with treatment in accordance with the agreed treatment plan and the provider’s own terms.

Where applicable, any administrative component or coordination fee will be clearly disclosed before the finance or treatment process is completed.


Why Choose a Partner Hospital?

Choosing a Finance Health Group partner hospital or clinic can make the process simpler and more cost-effective for the patient.

Patients may benefit from:

  • no additional administrative fee charged by Finance Health Group
  • a clearer treatment quotation
  • a smoother finance and settlement process
  • direct coordination between Finance Health Group and the partner provider
  • a more structured international treatment journey

If your preferred hospital or clinic is not listed as a partner, you may ask them to join our partner network. This may allow you to access the finance pathway without the additional administrative fee, subject to the hospital or clinic completing our partner onboarding process.